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APR Disclosure. State laws in certain regions place limits on the maximum Annual Percentage Rate (APR) a lender can charge. Typical APR ranges vary: cash advance loans may carry APRs between 200% and 1386%, installment loans may range from 6.63% to 485%, and personal loans generally fall between 4.99% and 450%. The exact APR depends on the lender and may be higher in states without rate restrictions or when the loan originates from a bank not regulated by state law. The APR reflects the cost of borrowing, including loan amount, duration, repayment schedule, and associated charges. By law, lenders must provide the APR and complete loan terms before you sign any agreement. Rates may change over time, and final terms will always be disclosed directly by your lender.

Material Disclosure. This website does not function as a lender, broker, or agent. Instead, it operates as a referral and advertising platform that connects users with qualified lenders who may be able to provide cash advance loans from $100 up to $1,000, installment loans up to $5,000, and personal loans up to $35,000. Loan approval is not guaranteed, and not all lenders can provide the stated amounts. This site does not represent a loan offer, solicitation, or endorsement of any lender or financial product, and there are no fees charged to users for the service. Compensation, if any, comes solely from participating lenders in exchange for advertising. This service is unavailable in jurisdictions where it is restricted or prohibited. We are not responsible for lender practices and do not control their decisions, rates, or terms. Specific loan information, including APR, repayment schedule, renewals, and fees, will only be provided by your lender. Any personal details submitted on this site may be shared with one or more lenders for evaluation purposes. You are under no obligation to accept a loan, complete a registration, or proceed with any offer. Funding times, repayment terms, and loan conditions differ from lender to lender, and in some cases additional verification such as faxed documents may be required. Please review our FAQ page for further information, and consult our Terms of Use and Privacy Policy before using this website. These disclosures are informational only and should not be considered legal or financial advice.

Exclusions. Residents of certain states are not eligible for short-term lending through this website. Specifically, individuals located in Arkansas, New York, New Hampshire, Vermont, and West Virginia cannot apply. Eligibility by state may change periodically and without prior notice.

Credit Implications. This website does not make lending or credit decisions. Any lender you are connected with may perform a credit check through major credit reporting agencies or alternative providers to determine creditworthiness and repayment ability. By submitting an application, you consent to the verification of your information and to a possible credit inquiry. Loans offered by participating lenders are intended for short-term use and must be repaid promptly, often by your next payday. These products are not designed as solutions for long-term financial problems or debt management. Borrow only what you can realistically repay. Failure to repay may result in late fees, collection activity, or both. Lenders maintain their own policies regarding renewals, missed payments, and repayment options, so it is important to review all lender disclosures before accepting any loan. If you are experiencing ongoing financial challenges, professional financial counseling may be a better long-term option.

LendYou is not a lender and does not make any lending or credit decisions. By submitting information via our online form, you give your express written consent for LendYou's network of lenders to contact you about financial programs and services you may qualify for. Such contact may be made via email, telephone, or tex at the number you provided. Submission of a loan request through LendYou does not guarantee that you will receive a loan offer. Short-term cash advances will only be available to residents in those states where permitted by law. Loan approvals are subject to underwriting criteria, which may vary from state to state. The Loan Agreement will contain the complete list of APR, fees and payment terms. NOTICE: LendYou domain and website are no longer owned, operated or have any relation to lendyou.com and former executives. lendyou.loan does not have access to information and client data owned by lendyou.com. If you have an account with lendyou.com, you will not be able to use your login details to sign in to our website. If you require a loan, we suggest completing our online loan request form. We support responsible lending. Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

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